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The case for millennials

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Millennial this, Millennial that. “Let’s start with doing Facebook.” This is typically how the conversation goes when it comes to that conversation in most boardrooms and planning sessions. We look at Millennials as kids—not actual people with money, financial needs, or dreams. Until we advance our mindset past “Millennials want us to be on Facebook,” we might as well focus on ads for certificate rates in the obituary section.A recent article in The Street published some good numbers about where Millennials currently stand financially, as well as where they will be in the next few years. The most general fact, perhaps the one that you should take most seriously, is that Gen Xers and Millennials will make up over half of the wealth by 2030.Get this: the generation born after 1995 (you know, those kids) are set to graduate and enter the workforce this year, just as 3 million Boomers announce their retirement. This opens the door for Millennials to take those vacated higher paying positions. That alone should jumpstart savings, which Millennials have only just started considering. They are also in the market for buying cars, getting married, buying homes, and needing general financial guidance for life. continue reading »last_img read more

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Late caution benefits Brown at Britt IMCA Frost Buster

first_imgBRITT, Iowa (April 3) – The caution flag that waved late in Sunday’s Frost Buster for Xtreme Motor Sports IMCA Modifieds feature at Hancock County Speedway actually came out at the right time for leader Kyle Brown.Brown had pretty much checked out and was catching up with traffic running the same line before the yellow appeared with five circuits left in the 20-lapper.He stayed in front following the ensuing restart to take the $1,000 win a couple car lengths ahead of Kelly Shryock. Completing the top five were Jay Noteboom, Adam Larson and Tim Ward. Early leader Trent Loverude was sixth.“I was kind of glad we had that yellow. We were coming up on a group of cars in my line and I was trying to figure out how to get by them,” Brown said. “It can be easier for the second place car to pass you when you’re trying to get past lapped traffic.”Brown had started third and passed Loverude for the lead by the sixth lap. Following an early cau­tion, the race stayed green and Brown sped away on a track that stayed slick around the bot­tom.The $1,000 checkers were the second for Brown, already on the Fast Shafts All-Star Invitational ballot, in five days.“We’ve had a pretty good start. We ran second at Donnellson (on March 26) and won at Os­kaloosa (on March 30),” he said. “We started the season at Beatrice Spring Nationals and ran fifth the second night, which was just as good as a win in my book with 100-some Modifieds there.”Dan Mackenthun was the $750 IMCA Sunoco Stock Car winner. Five hundred dollar feature winn­ers were Cody Nielsen in the IMCA Sunoco Hobby Stocks and George Nordman in the Karl Chevro­let Northern SportMods, respectively, while Cody Thompson took home $250 along with the Mach-1 Sport Compact trophy.Feature ResultsModifieds – 1. Kyle Brown, State Center; 2. Kelly Shryock, Fertile; 3. Jay Noteboom, Hinton; 4. Adam Larson, Ankeny; 5. Tim Ward, Chandler, Ariz.; 6. Trent Loverude, New Ulm, Minn.; 7. Aa­ron Benson, Clear Lake; 8. Tad Reutzel, Burt; 9. Josh Ruby, Lakota; 10. David Brown, Kellogg; 11. Mat Hollerich, Good Thunder, Minn.; 12. J.J. Wise, Klemme; 13. Chase Ellingson, Iowa Falls; 14. Logan Brown, Clear Lake; 15. Todd Stinehart, Waseca, Minn.; 16. Austin Wolf, Algona; 17. Gatlin Leytham, Ames; 18. Cody Knecht, Whittemore; 19. Dustin Smith, Lake City; 20. Shawn Ritter, Keystone; 21. Colt Mather, Keswick; 22. Jesse Hoeft, Forest City; 23. Jeff James, Stanton; 24. Mark Noble, Blooming Prairie, Minn.; 25. Dan Menk, Franklin, Minn.; 26. Troy Swearingen, Forest City; 27. Tom Berry Jr., Medford, Ore.Stock Cars – 1. Dan Mackenthun, Hamburg, Minn.; 2. David Smith, Lake City; 3. Devin Smith, Lake City; 4. Derek Green, Granada, Minn.; 5. Chad Palmer, Renwick; 6. Tyler Pickett, Boxholm; 7. Matt Shauer, Arlington, Minn.; 8. Jake Nelson, Williston, N.D.; 9. Jesse Olson, Mayer, Minn.; 10. Chris Palsrok, Sibley; 11. Blake Cole, Nashua; 12. Matt Speckman, Sleepy Eye, Minn.; 13. Chris Loewenhagen, Menasha, Wis.; 14. David Wickman, Emmetsburg; 15. Bryce Carey, Nashua; 16. Joey Penning, Algona; 17. Kevin Opheim, Mason City; 18. Heath Tulp, Britt; 19. Dan Hanselman, Algona; 20. Justin Nehring, Storm Lake; 21. Calvin Lange, Humboldt; 22. Cody Fre­richs, Bristow; 23. Nick Johansen, Tyler, Minn.; 24. Luke Sathoff, Jackson, Minn.; 25. Brian Mahlstedt, Ionia; 26. Curt Balmer, Baxter; 27. Craig Carlson, Madrid.Hobby Stocks – 1. Cody Nielsen, Spencer; 2. Trevor Holm, Chandler, Minn.; 3. Weston Koop, Rockwell; 4. Austin Hauswirth, Laurens; 5. Andrew Borchardt, Plymouth; 6. Bryce Sommerfeld, Fort Dodge; 7. Austin Jahnz, Lewisville, Minn.; 8. Chris Hovden, Cresco; 9. Zac Smith, Mason City; 10. Neil Franzen, Sumner; 11. Blaine Hanson, Klemme; 12. Keith Burg, Adel; 13. Bryant John­son, Graettinger; 14. Adam Laubenthal, Spencer; 15. Jacob Kofoot, Bode; 16. Cody Hubbell, Rolfe; 17. Cory Gansen, Clear Lake; 18. Tony Smidt, Britt; 19. Matt Olson, Morton, Minn.; 20. Scott Dobel, Manly; 21. Jay Sidles, Emmetsburg; 22. Aaron Rudolph, Grand Junction; 23. Drew Barglof, Sioux Rapids; 24. Daniel Smith, Lake City; 25. Raymond Fees, Des Moines.Northern SportMods – 1. George Nordman, Mason City; 2. Joey Schaefer, Waterloo; 3. Jared Boumeester, Waseca, Minn.; 4. Nate Whitehurst, Mason City; 5. Josh Appel, Mason City; 6. Randy Roberts, Boone; 7. Levi Chipp, Latimer; 8. Jeremy Grantham, Allison; 9. Nick Meyer, Whitte­more; 10. Jerid Ratzke, Williams; 11. Kyle Germundson, Mason City; 12. Nate Chodur, Lake Mills; 13. Colby Fett, Algona; 14. Mathew Hanson, Klemme; 15. Autum Anderson, Mason City; 16. Jeremiah LaDue, Trenton, N.D.; 17. Kris Zuhlsdorf, Danube, Minn.; 18. Alec Fett, Thomp­son; 19. George Gilliland, Lehigh; 20. Dan Melton, Rhinelander, Wis.; 21. Andrew Inman, Mason City; 22. Matt Looft, Swea City; 23. Shane Swanson, Forest City; 24. Dan Drury, EldoraSport Compacts – 1. Cody Thompson, Sioux City; 2. Nate Coopman, Mankato, Minn.; 3. Andrew Har­ris, Dakota City, Neb.; 4. Tyler Thompson, Sioux City; 5. Ryan Bryant, Mason City; 6. Bubba Brown, Jackson, Minn.; 7. Jack Burns, Algona; 8. Joe Bunkofske, Armstrong; 9. Oliver Monson, Clear Lake.last_img read more

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ICC World Cup Shakib has a point to prove, says Bangladesh coach Steve Rhodes

first_img Cardiff: The tag of world’s premier all-rounder rightfully belongs to Shakib Al Hasan, who is all set to prove a point to his critics, feels Bangladesh head coach Steve Rhodes. Shakib has recently regained his top ODI all-rounder’s position in ICC rankings and Bangladesh’s greatest ever cricketer with more than 5000 runs and 250 wickets in the 50-over format will play a key role for the ‘Tigers’.  There were some doubts surrounding Shakib’s fitness but the coach insisted that he is fine.”Shakib is fine. He is in a great position physically. He had a little problem in Ireland but he’s got over that and is raring to go. He is looking forward to a wonderful tournament. I think he’s got a bit of a point to prove and he probably thinks that as well,” Rhodes was quoted as saying in the ICC website. The talented all-rounder, according to Bangladesh coach was falling off the radar a bit but is now slowly getting back to his best.”He (Shakib) seems to have been a little bit forgotten but now he’s back as the world’s No.1 all-rounder in ODI cricket – and that’s where we think he belongs. But he’s got a point to prove to make sure everybody else believes that.”One area of concern has been the injury to another key all-rounder Mahmudullah Riyad, who is currently nursing a shoulder niggle. Rhodes said: “Mahmudullah’s shoulder is coming along a little slowly. I don’t think it would have been possible for him to bowl against Pakistan in the warm-up game. We are very optimistic that we can get him up and running for the early stages of the World Cup.” highlights For all the Latest Sports News News, ICC World Cup News, Download News Nation Android and iOS Mobile Apps. Bangladesh will be up against India for their second Warm-up game. Bangladesh team will be led by Mashrafe Mortaza in World Cup. The World Cup is set to begin on May 30 as England play South Africa. last_img read more

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Legends demand dissolution of WICB

first_img STRUCTURAL REFORMS ST GEORGE’S, Grenada (CMC): West Indies cricket legends are demanding the “immediate resignation” of the Dave Cameron-led West Indies Cricket Board (WICB), in line with the recommendations of the WICB/Caricom Governance Review Panel. The legends are also insisting on the establishment of an interim board and the creation of a new structure to replace the WICB and manage the regional game. In a statement released after a meeting in Grenada, the legends have called for the WICB to honour a promise that it made to accept the recommendations of the WICB/Caricom Governance Review Panel. WICB had given a commitment to implement the recommendations during a meeting with the legends and Caricom chairman, Prime Minister Dr Keith Mitchell, in Grenada year ago, but has since been accused of reneging. “We, the Legends call on the WICB to honour its solemn promise to Caribbean prime ministers in April 2015 to accept and implement the recommendations of the WICB/CARICOM Governance Review Panel – the immediate resignation of current directors, the establishment of an interim board and the design of a new board structure,” the legends said in a statement released late Monday. Legends participating in the meeting at the Spice Island Beach Resort last Thursday were Sir Gary Sobers, Sir Wes Hall, Sir Vivian Richards, Sir Andy Roberts, Deryck Murray, Charlie Griffith, Desmond Haynes, as well as former West Indies players Dinanath Ramnarine and Roger Harper. West Indies men’s T20 captain, Darren Sammy and sports psychologist, Dr Rudy Webster, also attended. The legends’ statement also called on Caricom to appoint an independent auditor to carry out a detailed forensic audit of the board and requested that sponsors of West Indies cricket make good governance a condition for financial support. “Continual backing of an inefficient board and an out-of-date structure will result in irreparable damage to West Indies cricket,” said the statement. During their meeting in Grenada, the legends also held discussions with Prime Minister Mitchell, chairman of Caricom’s subcommittee of Cricket Governance. “We are satisfied that Caricom has no intention of engaging in the day-to-day management of West Indies cricket. Caricom’s aim is to help create a structure and an enabling environment in which West Indies cricket can develop and flourish,” the statement pointed out. “During the last two decades, many different presidents and CEOs have led the West Indies Cricket Board (WICB), and yet, its performance has declined steadily with each passing year. The board is an oligarchic structure that considers itself answerable to no one but itself.” The statement from the former West Indies cricketers pointed to structural reforms to the Australian, New Zealand, India and England and Wales cricket boards, while accusing the WICB of resisting “all recommendations for structural change”. “In recent years, it has rejected the proposals of the Lucky, Patterson and Wilkin Committees,” the legends said. “And a few months ago, it did the same thing to the recommendations of the WICB/Caricom Committee.” The legends’ statement also said: “We believe that revival of West Indies cricket will only happen when the Board undergoes structural adjustment and when it improves the quality of its communication and leadership and upgrades the management of key relationships.” Pressure has been mounting on Cameron’s WICB to step down after Sammy’s emotional criticism of the board minutes after the regional side regained the T20 World Cup in India recently. The legends, who led a dominant era when West Indies were world beaters, said they are bent on protecting their rich legacy. “Throughout our history, West Indies teams and West Indies players have had great triumphs. We are very proud of our legacy,” the statement said. “We cannot now in good conscience stand idly by and watch everything that we fought so hard to build and achieve disappear right before our eyes because of the actions of inept board members and an incompetent board.”last_img read more

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Tax breaks to attract businesses questionable

first_imgA decade ago, the city of Los Angeles offered DreamWorks studio heads Steven Spielberg, Jeffrey Katzenberg and David Geffen a deal city officials hoped they couldn’t refuse. If the DreamWorks executives would agree to build a studio complex to anchor the development of Playa Vista near Marina del Rey, the city would provide an $85 million package of tax incentives that included reduced business license and utility taxes. The city justified this giveaway by emphasizing that taxpayers would get their money back through the long-term economic activity and tax revenue the DreamWorks studio would generate. It is probably better for Los Angeles taxpayers that, after careful consideration, Spielberg and his colleagues declined the offer. After all, excusing the studio from five years of utility taxes would have meant that taxpayers would have been paying to subsidize a private business. As for the argument that the money would come back to the city, the problem is that government officials are notoriously poor prognosticators of economic activity, and they are even worse when it comes to striking a bargain. One has only to look at the city-owned downtown Convention Center for an example. In spite of promises that the facility would revitalize business in downtown, it has been a money loser from year one. Debt service now runs more than $30 million annually, and rental discounts that must be offered to attract business are costing the city $1 million more. Described as a “white elephant” by some, periodically some earnest public official will come forward with a plan to spend more taxpayer dollars on the Convention Center so it will return a profit for the city. It is sort of like the old joke about the widget manufacturer who says that although he loses money on each unit made, he makes up for it by producing them in volume. The latest plan, just approved by the City Council, is to provide subsidies and loans amounting to as much as $290 million to developers of a proposed luxury hotel to be built near the Convention Center. The deal would allow the private developers to keep the anticipated $246 million in hotel room taxes that would be generated over the next 25 years. In addition to forcing taxpayers to become investors in a project that could end up as a second white elephant, the deal may actually result in reduced business activity as other existing downtown hotels – which are not allowed to keep room tax proceeds – are put at a competitive disadvantage. Offering generous tax breaks to private businesses to lure them to locate to a community or neighborhood is not unique to Los Angeles, or even the state of California. The U.S. Supreme Court recently agreed to hear a case from Ohio, where state officials offered automaker Daimler-Chrysler $280 million in tax breaks to build a Jeep assembly plant near Toledo. The 6th U.S. Circuit Court of Appeals ruled this preferential treatment that interfered with interstate commerce. The Supreme Court has agreed to decide the merits. Regardless of how the court rules – and it is unlikely to affect what happens in downtown Los Angeles – the issue remains: Is it good public policy to have government pick winners and losers by doling out tax subsidies? While some favored business or businesses may benefit from such tax breaks and other subsidies, many economic analyses make clear that other businesses and taxpayers get the short end of the stick. If local government officials really want to generate revenue and improve the local quality of life, they should consider improving the business climate for all, not just a minority of well-connected business owners. Jon Coupal is president of the Howard Jarvis Taxpayers Association. Contact him through the organization’s Web site, www.hjta.org.160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

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City Council may beef up security

first_imgGLENDALE – The City Council tonight will consider spending $327,000 to install security cameras and key-card entry systems at City Hall and the Central Library, a move one councilman called long overdue. “When I came into City Council I was amazed (at) the lack of proper security at the City Hall,” said City Councilman Bob Yousefian, who was elected in 2001. Officials say a magnetic key card would be more difficult to duplicate than a traditional key, and would create a record of who is going in and out after hours. In addition, a key card could simply be deactivated when an employee quits or is fired. There are currently 25 cameras in the Central Library and a dozen at the Brand Library & Art Center, installed a decade ago when officials noticed an increase in crime. But in addition to getting a key-card system for employees, the library would also get video cameras, including at least one that would monitor the front of the library where people congregate. “People loiter and people hang out and we’ve had some criminal activity, and so it would benefit us to be able to monitor that outside area,” said Cindy Cleary, assistant director of libraries. The library was concerned enough about privacy issues to ask for a legal opinion about whether it could monitor that area, and that is legal for the library to do, she said. Yousefian downplayed any privacy concerns about installing cameras at City Hall. “I think if you’re not here to steal something you should not worry about it,” he said. City Hall is located across the street from the police headquarters. But Yousefian said the building is still less secure than some other municipal headquarters. “We’ve always had the attitude if it ain’t broken, don’t fix it,” he said. “My problem is I don’t want to wait until someone breaks into the building before I fix it. Let’s keep them from coming in first.” Rancho Cucamonga-based Control Management Systems Inc. would install the cameras and key-card access systems. Alex Dobuzinskis, (818) 546-3304 [email protected] IF YOU GO: The Glendale City Council will meet at 6 p.m. today at City Hall, 613 E. Broadway. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

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