Vijayawada, Nov 16 (PTI) Cricket legend Sachin Tendulkar today called for making the country Swachh and Swasth Bharat (clean and healthy India), while encouraging children to play more sports.”We keep talking about Swachh Bharat because our honourable Prime Minister decided that we need to start cleaning up Bharat, which is extremely important.”But I feel, along with Swachh Bharat, Swasth Bharat is also important. That is why, I distributed a few cricket bats, footballs and all those things for children to play,” he said at Puttamraju Kandrika village in Sri Potti Sriramulu Nellore district of Andhra Pradesh this afternoon.Tendulkar had adopted the village under Saansad Adarsh Gram Yojana (SAGY) on this day two years ago, and today he visited it for the second time to take stock of the developments.In all, the SPS Nellore district administration spent Rs 5.69 crore on laying concrete roads, building storm water drainage system, a community hall and an elementary school building in PR Kandrika village.The sports legend, who contributed Rs 2.79 crore under SAGY for these works, inaugurated the newly-built community hall.He has now announced a further grant of Rs 90 lakh for development of infrastructure in Nernuru and Gollapalli villages under Gudur mandal. A total of Rs 1.20 crore would be spent on laying roads, building drains and providing water supply in these villages.”It is a very satisfying feeling. Things have already changed big time. Also, the icing on the cake is, it (PR Kandrika) is being declared ODF (open defecation free) village.advertisement”That couldnt have happened without your support, without your will and desire to achieve certain things,” he said.The Rajya Sabha member told the kids: “You play hard, enjoy sport but also study at the same time. You should have the balance of both. You study when it is time to study. Play, because children should play. It is important to play, need to go out, enjoy yourself and stay together.” (MORE) PTI DBV DK GK SRY
Meizu made an entry into the Indian market late last year with three smartphones. While two of them were priced under Rs 15,000, the Meizu 16th came at around Rs 30,000. The smartphone offered a Snapdragon 845 chipset and a distinct narrow-bezel design. While the phone couldn’t create hype around itself, Meizu is coming back with another phone to create an impact in the premium smartphone segment. The company has started teasing a new device and from what it seems, it appears to be the Meizu 16s.The social media teasers are focusing on the number 16, indirectly hinting at the Meizu 16s. The teasers also show a device with a display looking familiar to the Meizu 16th. The device is teased to sport very narrow bezels all around. Like the Meizu 16th, the top and the bottom bezels are proportionate and lack any kind of notch or slider mechanism. The top bezel could feature the front facing camera and all the other sensors. Meizu is also teasing the presence of an in-display fingerprint sensor on the upcoming device.Others just have a big screen. But this is SUPER. Expect a 16 times better experience, coming your way. #PowerOf16 pic.twitter.com/8pWLD8i8LgMEIZU India (@Meizu_India) March 1, 2019While Meizu is teasing the device in India, the device has already been leaked in China. Slashleaks latest collection of all the information with regards to the Meizu 16s seems legitimate, along with all the photos. The photos show a device looking familiar to the Meizu 16th with very slim forehead and chin. There are almost negligible bezels to the sides and Mezu is one of the few companies that highlight the bezels in a white shade. The smartphone seems to be running on Meizu’s proprietary custom OS.advertisement The Meizu 16s is also rumoured to be running on Qualcomm’s brand new Snapdragon 855 chipset – the same SoC that underpowers the Galaxy S10 and Xiaomi’s Mi 9. The device is also expected to sport a 6.2-inch AMOLED display. The smartphone will also sport a 48-megapixel camera, although it isn’t known whether it will use a Sony sensor or a Samsung sensor.The Meizu 16s is expected to go up against the OnePlus 6T in India. With a Snapdragon 855 and a 48-megapixel camera, the Meizu 16s could be one of the first smartphones in India to bring the Snapdragon 855 chip. Meizu could bring it a price of Rs 40,000 for the Indian market.ALSO READ | Meizu 16th Quick Review: An Android flagship that puts style upfrontALSO READ | Meizu Zero is the world’s first holeless smartphone ALSO READ | Meizu 16th, M6T and C9 launched: Key specifications, Features, India price and all you need to know
Reuse this content Topics Read more comment Sportwatch: wins for Melbourne City, Rabbitohs, Sydney FC and Hawthorn Since you’re here… Aiden Sezar is a cracking player. He’s hot on his feet and has good hands. Blake Austin is a brilliant player. He can jag about and shred for Australia. In 2016 they were talking about him doing it for New South Wales. Sam Williams is playing No. 7 and would appear the man most likely. It’s upon Croker and his halves that much blame lies. Ricky Stuart said it some years ago that a halfback, like the NFL quarterback, “owns” the result. His three play-makers now own zero-from-three. They own all of 2017, too. Something’s wrong.The loss of hooker Josh Hodgson, for sure, is a factor. There was a time it was he and Cameron Smith among the best in the ball-distributing middle channel. And when you lose a man who gets his hands on the ball more than any other player, it will affect your play- and decision-making. Hodgson returns in July, perhaps. And there’s a lot of potential losing between now and then.The coach? People who don’t think don’t rate Stuart. But to say Stuart “can’t coach” is ridiculous. He took the Roosters to three grand finals and the Sharks to the top of the pops. In 2016 the Raiders were two points and a pair of contentious decisions from beating Melbourne Storm at AAMI Park to go into the grand final.Stuart is a devoted and passionate man, and a hyper-competitive human being. He loves his players, cares for their welfare. He knows their families. And they know it. And they love him back. At the awards ceremony in 2017 there wasn’t a player who didn’t acknowledge, with warmth, the contribution of Stuart to their development as players and as men. But here’s the thing – how can one of the game’s greatest halfbacks, a peer of Allan Langer’s and Greg Alexander’s, not get into the ear of his own halfbacks and teach them to win? Stuart’s Raiders, today, are gettable. Teams don’t give up against them because they know things could well open up. The Raiders losing close ones is in the Raiders players’ heads. It’s almost a hoodoo. It’s a self-fulfilling prophecy. It would drive Stuart to the brink of madness.The fix? There isn’t one. Not one singular one, anyway. That their games are close suggests they’re doing plenty right. For Stuart it’ll be a case of hanging tough and waiting it out, and trusting the processes. He’ll trust his instincts, trust his players. And he’ll trust that the gods of rugby league will shine upon Canberra soon.It’s what he’s always done. And what he’s always got. Share on WhatsApp Read more Share on Twitter It’s a favourite quote of Wayne Bennett’s: “If you always do what you’ve always done, you’ll always get what you always got”. It means that if you continue to do something expecting anything another result, then you are on a hiding to nothing.The Canberra Raiders don’t cop hidings. They are a competitive outfit. They are as fit, talented and tough as any in the NRL. But after conjuring a third loss in three starts, each when leading with short minutes to play – and this after nearly a dozen such losses in 2017 – supporters of the Green Machine are well entitled to ask: Why can’t they get it done? … we have a small favour to ask. More people, like you, are reading and supporting the Guardian’s independent, investigative journalism than ever before. And unlike many news organisations, we made the choice to keep our reporting open for all, regardless of where they live or what they can afford to pay.The Guardian will engage with the most critical issues of our time – from the escalating climate catastrophe to widespread inequality to the influence of big tech on our lives. At a time when factual information is a necessity, we believe that each of us, around the world, deserves access to accurate reporting with integrity at its heart.Our editorial independence means we set our own agenda and voice our own opinions. Guardian journalism is free from commercial and political bias and not influenced by billionaire owners or shareholders. This means we can give a voice to those less heard, explore where others turn away, and rigorously challenge those in power.We hope you will consider supporting us today. We need your support to keep delivering quality journalism that’s open and independent. Every reader contribution, however big or small, is so valuable. Support The Guardian from as little as $1 – and it only takes a minute. Thank you. Support The Guardian Canberra Raiders Share on LinkedIn Share on Messenger Australia sport It’s not about luck. Not all luck, anyway. Not any more. The Raiders were on the end of a contentious decision on Saturday when Luke Bateman was ruled to have obstructed the defence when Junior Paulo plunged over. A conversion would have made it 25-6. Instead the Warriors came back to win 20-19 with a try and two field goals in the last four minutes. Which is unlucky, for sure, but it’s also because they’re mentally weak.It comes down to leadership. The Raiders lack a Cooper Cronk, James Maloney or Cameron Smith, players who will, when their team is leading with bare minutes to play, direct the ball and their big runners to the most advantageous parts of the field. And then they will command these people upon punishment of withering scorn and/or loss of respect to grind the game out. To play smart. To win.The Raiders’ captain is Jarrod Croker, universally-regarded as a terrific bloke and team man. He’s played 216 games in the NRL by the age of 27. He presents well on television, a fine ambassador for the brand. He is the anti-Carney.But can he get it done? Is he scary enough? Does he do withering scorn? Do those who don’t adhere to the game plan fear him, even a little? Perhaps it’s simple geography. Can a man who plays in the centres, removed from the decision- and play-making “spine” of halves and hooker, get his hands on the ball enough to just get it done? Can he motivate and guide his tired forwards and fractious backline stars to play the sort of rugby league that protects little leads? Read more Guardian Australia sport newsletter: subscribe by email Share on Facebook Stop-start NRL games ‘can’t be great viewing’, says Cameron Smith Share on Pinterest Rugby league NRL Share via Email
The province is amending the Purchasing Management Association of Canada Act to better reflect work by members of association. The amendment changes the members’ professional designation to supply chain management professional from certified purchasing professional. “By amending this act, we are updating and simplifying the legislation,” said Justice Minister Ross Landry. The designation in the legislation does not accurately describe members’ work. Supply chain management integrates procurement, operations and logistics. “We are pleased that the act is being changed to reflect the changing role of supply chain professionals,” said Peter Chaffey, president of the Nova Scotia institute. “The new designation better reflects the profession and the advanced and integrated training that association provides, in both the private and public sectors.” The original legislation, enacted in 1986, restricted the use of certified professional purchaser to eligible members of the association. The act had not been amended since, and will continue to include the original designation.
NEW DELHI: The Delhi government decided to keep nearly 10 panic alarm buttons on every government bus. The newly formed women taskforce and with the meetings between senior officials this was decided. The buses will also have a two-way communication system with the central monitoring room to ensure the security of women.The government will form a central monitoring system to take care of the issues raised by the passengers by pressing these alarms. The alarms would be made in such a way that within four seconds of pressing the panic button a siren will ring at the monitoring centre. The sources in the Delhi government said the Chief Secretary took a meeting with the Transport Department and also with the Home Department in order to decide on the matter. “Delhi Chief Minister Arvind Kejriwal after the Lok Sabha election directed all the department to end the pending works by 2020 thereafter the meeting was held in priority. The new buses will start to come from the next month. These buses will have a panic button and also GPS and also two way communication system,” said an official. Through two-way communication systems the bus drivers, security officials or conductors can directly interact with the control room. According to the sources from the control room, the issues will be immediately sent to the police. Also Read – Kejriwal ‘denied political clearance’ to attend climate meet in DenmarkRecently LG Anil Baijal also advised Chief Secretary to monitor the installation work of panic buttons in public transport to ensure completion in a time-bound manner. The Delhi government has also formed a task force to monitor the norms of women safety in public transport. The Task Force, constituted with the approval of Transport Minister Kailash Gahlot, has been entrusted with the task of evaluating and monitoring of various initiatives taken by the Government in the direction of women safety, including installation of CCTV and Panic buttons in buses, and strengthening the Delhi Government’s flagship ‘Bus Marshal scheme’, which has been in place in all Government run DTC buses since 2015. The transport department recently opened bids to run low-floor buses on three different route clusters and shortlisted companies on the basis of their technical and financial capabilities and rates offered. The department will soon put up the details for the consideration of Delhi Cabinet and, once approved, the agreement will be signed with the private players.
APTN National NewsThe northern Ontario community of Pikangikum has suffered from a fire, according to the OPP.OPP Sgt. John Whitney said it’s believe there were fatalities as a result of the fire, but there are few details at the moment.Whitney said the Ontario Fire Marshall’s Office is headed to the community to investigate.The OPP said in a statement there were “a number of persons” dead as a result of the fire that started late Tuesday night and several remain unaccounted for.According to a community member, at least three children were killed in the house fire, along with six other family members.Pikangikum First Nation is a fly in community located 509 kilometres northwest of Thunder Bay.More to come.
WATCH AS A not-so-Fantastic Mr Fox legs it away from first one sheep, and then three.We’re guessing it’s usually the other way around. YouTube/WallieAndGirlsTake a break and meet Caffrey, the cat with two legs>12 of the best Teenage Mutant Ninja Turtles costumes ever>Check out some more #WorkCanWait videos here>
In a step to provide its clients with a more comprehensive understanding of the evolving media landscape, media rates and data provider SRDS has launched a new version of its Consumer and B-to-B online services it says aligns data from 10,000 Web sites with its magazine databases.Essentially, SRDS has combined its print and Web services, and standardized and categorized “Web-only and print-affiliated Web properties” that accept advertising into market classifications “familiar to media buyers and planners,” the company said. SRDS digital media listings include Web site Audience Metrics, featuring data from publishers, BPA Worldwide, professional health researchers PERQ/HCI, and Compete.com (which also is owned by SRDS parent WPP Media). Data collected includes site traffic and measurement of site engagement.According to SRDS president George Carens, the company developed this enhanced version “to meet the needs of the thousands of media planners and buyers using SRDS who are actively planning multi-channel campaigns.”Paid listings will continue to remain at the top of search results with the new version, SRDS said. Last November, the Nielsen Company traded SRDS to the WPP Group— a U.K.-based ad agency— in exchange for the remaining 50 percent stake in AGBNielsen Media Research, making Nielsen the group’s sole owner.
Share this:TwitterFacebookLike this:Like Loading… RelatedLETTER TO THE EDITOR: Fasulo & Sullivan Will Be Transparent, Listen To The Residents & Protect The EnvironmentIn “Letter To The Editor”A VOTER’S GUIDE To Selectman Candidate Rob FasuloIn “Government”A VOTER’S GUIDE To Selectwoman Candidate Suzanne SullivanIn “Government” Dear Editor,I want to start by saying I have never been involved in town politics nor have I wanted to. Like most of you reading this, I would run my errands, eat locally, drive to and from work and then head home. However, there are some serious issues facing this town. The town I love.I bet most of you are not aware of the Olin project. Olin wants to build on contaminated land over by Eames Street. The land is so toxic that the surrounding neighborhood gets bottled drinking water delivered to their homes. It’s hard to believe that in 2019 our fellow neighbors are having drinking water delivered to their house. What have the incumbents who sit on the Board of Selectman done about this?? Why is this issue still going on 20 years later and why is one of the incumbent’s brother a consultant involved, in one way or another, with the companies who are fighting to build on this land? How is this right?Another serious issue facing this town, which is not over, is the Detox proposal at 362 Middlesex Ave. This same incumbent’s brother sat side by side with the developer and his team when presenting the Detox proposal to the Board of Selectman back in September 2017. How is that right? This same incumbent has flip flopped multiple times, all documented, his views on this project. At that initial meeting he supported the idea. Again in February 2018 he stated at a Board of Selectman meeting that he was for the detox, the location and against Article 2 that was overwhelmingly passed at the December 2018 special town meeting. Fast forward to election time April 2019 where he now states in an article to the Apple that he against the Detox at 362 Middlesex and the location. How can he be trusted?We need to stop recycling the same politicians in this town. Stop electing people who either have friends and family on current or former boards and who consult with special interests. We need REAL change. We need officials who say what they mean and mean what they say. Officials we do not have to question their integrity. Who have no ties to family members currently or previously on other town boards.This is why I support Rob Fasulo and Suzanne Sullivan. They are relentless in their pursuit of the truth and protecting the residents. Who are loyal to preserving our town and put the citizens first. I encourage everyone to come out vote for real change. Together when can break the cycle that is leading us in the wrong direction. Vote Rob Fasulo and Suzanne Sullivan. Candidates who have no hidden agendas, who can be trusted, who truly care about us.Sincerely,Kimberly McNeeleyLike Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email email@example.com.
Hyderabad: As India makes strides in regulating its low-altitude air space for unmanned systems, the World Economic Forum Centre for the Fourth Industrial Revolution Network today announced that it will embark on an innovative drone-delivery project called Medicine from the Sky. The project will run in partnership with the State Government of Telangana and HealthNet Global and will include a comprehensive study of drone-based deliveries for blood, vaccines, medical samples and organs. Also Read – Warrant issued against Renuka Chowdhury in cheating case Advertise With Us The project will help facilitate better decision-making in healthcare supply chains, focus on “last-mile” deliveries to augment national healthcare programmes and address issues that affect the medical distribution system. “Telangana is one of the most progressive states in India that understands the opportunities of the Fourth Industrial Revolution and how it can impact the people of the state. We hope that through this pilot with the World Economic Forum, we can inform the Centre on the regulations that can help us positively use drones and unlock the potential of India by harnessing technology,” said Jayesh Ranjan of Government of Telangana. Also Read – Parts of Hyderabad witness heavy rainfall Advertise With Us HealthNet Global Limited highlighted their commitment to the engagement of drones in the healthcare sector. “The partnership between World Economic Forum Centre for the Fourth Industrial Revolution Network, Government of Telangana and HealthNet Global Limited would embark on a historic effort to pilot the transport of medical supplies using drones,” said K Hari Prasad of HealthNet Global Limited. “This study will provide an evidence-based approach for implementation of drones in healthcare, enabling emergency-care services to the patients in the shortest time frame possible, thus saving their lives.” Advertise With Us “This is a landmark development for unmanned aerial technology in the region,” said Murat Sönmez, Managing Director and Head of the Centre for the Fourth Industrial Revolution Network. “We are pleased to work with the State Government of Telangana on this endeavour. Drones have immense applications in the healthcare sector. The roll-out of Medicine from the Sky project in India could be transformational.”
Kuala Lumpur: Malaysian authorities will summon controversial Islamic preacher Zakir Naik for questioning after he allegedly made racially sensitive remarks in the multi-ethnic nation, the government said on Thursday. The move came after several ministers demanded Naik’s expulsion on Wednesday after he said Hindus in Malaysia had “100 times more rights” than the Muslim minority in India. Also Read – Watch: Donald Trump says Florida faces absolute monster hurricane Advertise With Us Zakir Naik, who has lived in Malaysia for about three years and faces charges of money laundering and hate speech in India, has come under fire for comments allegedly pitting the country’s ethnic and religious minorities against the ethnic Malay majority, who are predominantly Muslim. Police will question Zakir Naik and several other individuals and groups for making “racially-tinged statements” and for spreading false news that has affected public sensitivities, Home Minister Muhyiddin Yassin said. Also Read – Pakistan test-fires 290-km range missile Advertise With Us “I would like to remind all parties, including non-citizens, that enforcement agencies under my ministry will not think twice to take legal action against anyone who attempts to threaten public harmony and peace,” Muhyiddin said in a statement. Asked for comment, a representative for Zakir Naik told Reuters he would first need to study the minister’s statement. Race and religion are sensitive issues in Malaysia, where Malay Muslims make up about 60 percent of a population of 32 million Advertise With Us The rest are mostly ethnic Chinese and Indians, most of whom are Hindus. Zakir Naik, who has repeatedly denied the charges against him in India, has said his detractors were quoting him out of context to malign him. State news agency Bernama quoted Malaysian Prime Minister Mahathir Mohamad as saying this week that the controversial Islamic preacher cannot be sent back to India because of fears for his safety. “If any (other) country wants to have him, they are welcome,” Mahathir added. India banned Naik’s Islamic Research Foundation in late 2016, accusing him of encouraging and aiding its followers to “promote or attempt to promote feelings of enmity, hatred or ill-will between different religious communities and groups”.
Eric Gay/AP via NPRLaw enforcement officials investigate the scene of a shooting at the First Baptist Church of Sutherland Springs, Texas, earlier this week in which 26 people were killed.In the wake of the massacre at a small-town Texas church on Sunday, many people are asking why.A large portion of the mass shootings in the U.S. in recent years have roots in domestic violence against partners and family members. Depending on how you count, it could be upwards of 50 percent.We know the Texas gunman, Devin Patrick Kelley, was court-martialed for assaulting his wife and their young child in 2012, although this information apparently was not included in the formal government database that tracks such things.There are laws on the books preventing convicted domestic violence offenders from obtaining weapons. So why does this keep happening?There are no easy answers. NPR’s Alison Kodjak recently talked with Daniel Webster, director of the Johns Hopkins Center for Gun Policy and Research in Baltimore, Md., about the complexities of gun violence, mass shootings, and the difficulty we have in understanding the people who commit these crimes.While perpetrators of domestic violence account for only about 10 percent of all gun violence, they accounted for54 percent of mass shootings between 2009 and 2016, according to the advocacy group Everytown for Gun Safety, so there is a disproportionate link, Webster tells Kodjak.“Generally, it fits a pattern of easy access to firearms of individuals who have very controlling kind of relationships with their intimate partners and are greatly threatened when their control is challenged,” he says.And yes, there are laws preventing convicted abusers from getting guns, but there is a “girlfriend loophole.”“In our current times, many young people put off marriage for many years,” he says, and these domestic partners aren’t protected by many existing laws that are largely aimed at spouses and children.There are a few obvious signs that someone is considering mass murder.“Individuals who are amassing a number of weapons and a large amount of ammo, that obviously is a red flag. Individuals whose violence generally extends beyond the family would be an indicator of greater danger,” Webster says.But even though mass shootings have become more common over time, it’s hard to pull together a specific profile that fits every shooter.The Las Vegas shooter, who killed 59 people last month, didn’t have a record of domestic violence and didn’t show obvious signs of mental illness, Webster adds.“Look, this is imperfect science — this is social science — predicting a relatively rare phenomenon in large populations of people,” he says. Share
When Nintendo released the Wii it offered something new in the way of motion gaming. The best compliment Nintendo received was both Sony and Microsoft copying it with their own versions of motion control for the PS3 and Xbox 360. The Wii did have its negatives though, and one of those was the slew of plastic peripherals that appeared on the market. Nintendo’s latest hardware, the 3DS, hasn’t seen that many peripherals released, but it seems more of them are starting to appear. Nintendo is launching an official peripheral to add a new circle pad to the right side of the handheld. It actually seems useful, even if it should have been something included from the start as part of the machine. But what has me scratching my head is news that the game Kid Icarus: Uprising will ship with a stand for the 3DS.This black plastic stand folds out to allow your 3DS to sit at around a 60 degree angle. You can then access the controls without having to hold the 3DS. This suggests that the controls for Kid Icarus: Uprising require constant use of the stylus at the same time as the thumbstick. In other words, you can’t play the game properly while holding the 3DS.Rather than overcoming that problem by changing the control system, it seems the game’s designer Masahiro Sakuri decided to just ship this stand instead. Kind of defeats the whole portable gaming aspect of the 3DS, doesn’t it?It’s unlikely Nintendo would allow a game to ship that can’t be played without a stand, but then why else would they put one in the box?via Kotaku
Kolkata: Fifty street children will receive education and counselling support at a state-run school in the city as part of an initiative aimed at providing “safe spaces” to them, an NGO official said.The idea is to provide underprivileged children an opportunity to play, learn and interact with each other, the official of Child In Need Institute (CINI) said Saturday.The premises of Shyambazar A V School, next to a metro station in north Kolkata, will be thrown open for these 50 children – ones living on footpaths and frequenting traffic signals to eke out a living – from 5 pm to 7:30 pm, after school hours, the official said. Also Read – Rain batters Kolkata, cripples normal life”The school shelter, made available with support of Women Development and Social Welfare Minister Shashi Panja, will provide educational, nutritional and counselling support to the children and seek to ensure their holistic development,” he said.CINI, in collaboration with NGO ‘Save the Children’, aims to help and support the underprivileged and abandoned children of this city, he stated.”We have created 91 such ‘safe spaces’ for the street children in the city. The Shyambazar school will be an addition to the initiative,” he explained.Of these 50 children chosen for the programme, 30 are eligible for Aadhar cards, the CINI official said.”The NGO has approached UIDAI authorities for a pilot project to link these children with Aadhaar. Our aim is to facilitate Aadhaar benefits for them and their families,” the official added.
March 8, 2016 694 Views in Daily Dose, Data, Featured, News, Origination Top 10 States With Most Untapped Refinance Potential Black Knight Financial Services NerdWallet Refinance 2016-03-08 Staff Writer Share For years, interest rates have been settled at historic lows, which have opened up opportunities for homeowners to refinance their home. The problem is homeowners are not taking advantage of these untouched savings.There are approximately 6.68 million homeowners across America that could save a total of $20 billion annually.A state-by-state analysis by NerdWallet using Black Knight Financial Services data found that California offers the most eligible candidates that have an incentive to refinance their home. These borrowers have a mean credit score <=720, a LTV <=80 percent, and a high enough current mortgage rate to be worth refinancing (75 basis points or higher than 3.65 percent), according to Kamran Rosen, a data analyst at NerdWallet.Refinances could soon be on the rise, if data from the Black Knight Financial Services Mortgage Monitor for January 2016 is correct.According to the report, the number of borrowers who could both qualify and benefit from a refinance increased by a whopping 1.5 million—all since Jan. 1 of this year. This significant jump can mostly be attributed to the recent drop in interest rates, said Ben Graboske, data & analytics senior vice president at Black Knight.“When Black Knight last looked at the refinanceable population just two months ago, there were 5.2 million potential candidates, and that number was on the decline,” Graboske said. “That analysis was shortly after the Federal Reserve raised its target rate by 25 basis points, at which time the prevailing wisdom was that mortgage interest rates would rise in response.”Rates didn’t rise, however.“Global economic shocks then sent investors looking for the safety of U.S. Treasuries, driving down yields on benchmark 10-year bonds,” Graboske said. “Mortgage interest rates began to fall in defiance of prevailing wisdom, and the refinanceable popular great by 30 percent in the first six weeks of 2016.”In total, the report shows there are now 6.7 million borrowers who could qualify for a refinance and save an average of $3,000 per year. Broken down, 3.3 million of those borrowers could expect to save $200 or more per month, and another million could save as much as $400 or more per month.NerdWallet identified the top 10 states with the most refinance targets: California (912,500 Refinance Targets)Texas (513,200 Refinance Targets)Florida (476,100 Refinance Targets)New York (396,300 Refinance Targets)Illinois (231,800 Refinance Targets)Pennsylvania (225,900 Refinance Targets)Georgia (220,700 Refinance Targets)Washington (219,300 Refinance Targets)Virginia (213,000 Refinance Targets)North Carolina (204,400 Refinance Targets)
What an MLB source said about the D-backs’ trade haul for Greinke Carroll makes a fair point, as it would be difficult for any QB to complete passes while lying on his back. That said, the Seahawks also have Charlie Whitehurst on the roster, and while he may not be that great, they did trade for him just one year ago. There’s also a possibility that veteran Matt Hasselbeck may come back as well.So, while the Seahawks passed on a QB they had some legitimate reasons to do so. Whether it was because they placed a priority on fixing the offensive line (something the Cardinals didn’t do) or because they like the options they currently have (something the Cardinals can’t truthfully say), the last two teams to win the NFC West each failed to land a quarterback in the draft, but each seems to be perfectly fine with how things played out. Cardinals expect improving Murphy to contribute right away D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories Some talk after the NFL Draft was about how certain teams, like the Cardinals, passed on the opportunity to add a quarterback.Clearly lacking in that area, the Cardinals — along with division rival Seattle — had their drafts questioned by some ‘experts.’ While the Cardinals said they considered the signal callers but ultimately felt like they were drafting better players, the Seahawks took the strategy of finding guys who could protect the QB, whoever it may be. Head coach Pete Carroll, in the Seattle Times, said his team just could not afford to take a QB yet. Nevada officials reach out to D-backs on potential relocation Comments Share It was a telling comment, one that shows how Carroll plans to build this team. The NFL has been described as a quarterback’s league, but Carroll saw the offensive line as the more urgent situation facing his team. That’s why Seattle chose offensive tackle James Carpenter in the first round and followed with guard John Moffitt in the third.“You saw us go after a couple guys that were offensive linemen, which is an area that — without that — the quarterback can’t play,” Carroll said.
Palm Beach, Florida – Reported by Elite Traveler, the Private Jet Lifestyle Magazine2011 marks the end of a two-year, multi-million-dollar renovation for the Four Seasons Palm Beach. In celebration of the makeover, which included a complete room redesign, a new salon and spa and a restored pool terrace, the resort has partnered with Tory Burch to offer guests an exclusive personal Restyle Package.The Restyle Package, offered through July 31, 2011 is sure to entice fashion fans and serenity seekers. Stay for a minimum of two nights in one of the hotel’s freshly fabulous accommodations and get a $150 worth of spa pampering daily, along with a $500 Tory Burch gift card if you’re staying in a suite ($150 for other room categories).You’ll be able to indulge in Burch retail therapy without delay; just head to the Tory Burch boutique on Palm Beach’s newly renovated Worth Avenue, where you’ll find the designer’s spring and summer collections. To unwind, you have a choice of rejuvenating spa treatments, from a facial with celebrity skin specialist Kate Somerville to a magical Worth Avenue massage. Back in your room, the soft color palette inspired by sea glass, contemporary beach house style and gorgeous ocean views will continue to soothe and relax.Four Seasons Palm Beach and Tory Burch Launch Restyle PackagePalm Beach, Florida – Reported by Elite Traveler, the Private Jet Lifestyle Magazine2011 marks the end of a two-year, multi-million-dollar renovation for the Four Seasons Palm Beach. In celebration of the makeover, which included a complete room redesign, a new salon and spa and a restored pool terrace, the resort has partnered with Tory Burch to offer guests an exclusive personal Restyle Package.The Restyle Package, offered through July 31, 2011 is sure to entice fashion fans and serenity seekers. Stay for a minimum of two nights in one of the hotel’s freshly fabulous accommodations and get a $150 worth of spa pampering daily, along with a $500 Tory Burch gift card if you’re staying in a suite ($150 for other room categories).You’ll be able to indulge in Burch retail therapy without delay; just head to the Tory Burch boutique on Palm Beach’s newly renovated Worth Avenue, where you’ll find the designer’s spring and summer collections. To unwind, you have a choice of rejuvenating spa treatments, from a facial with celebrity skin specialist Kate Somerville to a magical Worth Avenue massage. Back in your room, the soft color palette inspired by sea glass, contemporary beach house style and gorgeous ocean views will continue to soothe and relax.www.fourseasons.com/palmbeach
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